The Medicaid offices in each state administer four different Medicare Savings Programs (MSPs). Eligibility criteria, as well as benefits, vary from one program to the next. However, the Qualified Medicare Beneficiary program provides the highest level of benefit to enrollees. These programs help pay for Medicare costs, such as monthly premiums, deductibles, copays, and coinsurance Read more…
Medicare Resources & Guides
4 Types Of Medicare Savings Programs & How To Apply For Them
Medicare Savings Programs, or MSPs, can help Medicare beneficiaries save money on out-of-pocket expenses. There are four different savings programs available, and each one has slightly different eligibility criteria. These are programs administered by state Medicaid offices that help pay for your Medicare premiums, and some of them even pay for deductibles, copays, and coinsurance Read more…
What’s The Donut Hole In Medicare? | (Full Guide) + Tips
Coverage gaps can be frustrating, but you might have experienced a gap in your coverage if you have a Medicare Part D plan. This coverage gap is known as the Medicare Donut Hole, and it can certainly take you by surprise. Imagine the shock when you head to the pharmacy to pick up your prescription Read more…
Does Medicare Cover The Flu Shot? | (Full Details) Inside
Flu season rolls around every year, and flu vaccines are essential to protect yourself from getting sick. Millions of Americans get the flu shot each year, and many of them have insurance that covers the shot. With seniors being at high risk for complications from the flu, it is even more critical that they protect Read more…
Medicare Annual Wellness Visit | Does Medicare Pay For It?
Receiving an annual wellness visit is an essential piece of preventive care for many reasons. It can help you and your doctor identify potential health risks, and it also allows your doctor time to offer important health advice. In recent years, many insurance plans have started to cover the annual wellness visit at 100% without Read more…
What Is A Health Care Proxy? | Find Out If You Need One
Have you ever thought about who would make health care decisions for you if you were incapacitated and unable to speak for yourself? Most people have their own wishes when it comes to medical treatment and life-saving efforts, but are you certain that those wishes would be carried out? A health care proxy allows you Read more…
HSA And Medicare | How They Interact & How It Affects You
Many people choose to use a health savings account (HSA) to save some money on medical expenses. These accounts allow you to make tax-free contributions and use those funds to pay for qualified medical expenses. However, some strict eligibility rules must be met to qualify for an HSA. Unless you meet the rules, you are Read more…
Does Medicare Cover Cataract Surgery? | Full Details Inside
Cataracts are much more common than you might think. Over 24 million Americans over the age of 40 are affected by cataracts. The older you get, the more likely you will suffer from cataracts and need cataract surgery. In fact, more than half of people over the age of 80 have been diagnosed with a Read more…
Does Medicare Cover Chiropractic? | Coverage Details Inside
Back problems can cause chronic pain and discomfort, and those problems tend to worsen as you get older. In addition, many people with disabilities have back problems that require chiropractic services for treatment. So, does Medicare cover these visits to the chiropractor? The answer usually depends on the type of treatment you are receiving. Medicare Read more…
What Dental Services Are Covered By Medicare? | Full Guide
Routine dental care is an essential piece of your overall health care. With millions of Americans receiving Medicare coverage, many people wonder whether that coverage includes dental benefits. The answer is a little complicated because it depends on the type of Medicare plan you have and the type of dental service you are receiving. If Read more…